Managing Money addresses the need to increase the financial capability of adults, including those with low levels of previous learning experience and those at risk in managing their personal finances. Curriculum development will be prefaced by an exploration of current research, resources and initiatives in the public and private sectors. The curriculum will aim to develop adults' financial capabilities and their ability to make informed choices about their personal finances throughout their lives and changing circumstances. In parallel, Managing Money will develop resources and materials to support innovative models of delivery, including online / blended, tutor supported, self directed and flipped models of learning which will be trialled by project partners. Resources will consist of training and guidance for adult learning tutors which will give teaching staff the knowledge and tools to deliver the curriculum using innovative delivery methods as well as learner resources based in real life contexts and scenarios, such as loan management and pension planning. Resources will include a "Managing Money" responsive app, using the award winning Maths Everywhere app as a basis for development. It will be hosted for 2 years beyond the project lifetime, freely downloadable from the web, apple and Google play stores and accessible through learners' own technologies. The curriculum, tutor and learner resources will be trialled and evaluated by partner organisations, with the difference made to learners' financial, digital and mathematical capabilities measured and analysed and successful models of blended learning delivery identified. Evaluation framework, resources and case studies will be included in a learning guide for educationalists, providers and tutors which will be promoted through partner training events in each participating country and through EU wide webinars, workshops and keynotes at relevant events, including European Basic Skills Network, European Association for the Education of Adults and national coordinator for the European Agenda for adult learning events, through EU networks, partner networks and memberships and via EPALE. Training workshops in each partner country and EU wide webinars will support non - partner organisations to deliver the curriculum in their own organisations All intellectual outputs (including all source code) will be published under Creative Commons License CC-BY in digital format for use, download and re-purpose.