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Improving loan quality and acceptance rates by predicting credit behavior through social mediadata. (BigDataScore)
Date du début: 1 mars 2015, Date de fin: 30 juin 2015,
The problem: Credit Losses on Banks’ Loan Portfolios - Youngsters and 2nd generation immigrants still have difficulty in obtaining credit.The solution: Our credit scoring model called Big Data Score assesses the credit quality of people and accurately predicts their payment behaviour based on data from social media (Facebook) and internet browsing behaviour. Objectives of the overall innovation p ...
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